Mr. Sensible and The Spending Devil

Playing cards representing good and evil

What motivates millennial investors?  We care, so we asked one to write for us.

As a young, working 22-year old recently catapulted into real life from the cushy comforts of University, I wanted to write a piece to share my early experiences of investing, what I like, what motivates me, and what my strategy is for the long term.

Don't Suffer Like A Fool

Another Crowd makes a point of not telling our readers what to think. We'd much rather help you to think for yourselves, and besides,  giving advice is a regulated activity. 

Marx Reichlich, A Jester, ca. 1519-20; tempera on panel.

Source: Wikimedia Commons

Nothing on Another Crowd is intended for trading purposes or to address your particular financial or other requirements. As long as you understand that, we'd like to share some wise words from a seventeenth century mystic.

What Can We Expect In 2016?

St James's Park - Dawn mist and frost

Winter dawn over Pall Mall & St. James' Park

What can the UK's crowdfunding and alternative finance community look forward to in 2016? We've looked through everybody's end of year lists and our archives, and have picked seven themes to engage with as we start 2016.

  • Regulation Is Working
  • Equity: Values and Valuations
  • Energy: A Muddle at the Ministry
  • Lending: Rates, Risks and Realistic Expectations
  • Emotional Finance
  • Research and Evidence
  • The Geography of Innovation

(You can also take a look at our slideshow of Stories We Covered in 2015 if you prefer.)

P2P Loans are not savings accounts. (Got It?)

Peer-to-peer lending carries risk and the FCA has warned platforms not to compare returns to savings accounts.  It's misleading, says the regulator. The problem is, everybody does it.

We don't mean all the peer-to-peer lenders. We mean the mainstream media and the financial pages of quality newspapers.  The critics of crowdfunding and the skeptics do it as much as advocates and marketers.