P2PFA Head: We're Less Risky Than The Stock Market

Christine Farnish of the P2PFA


Christine Farnish of the Peer-to-Peer Finance Association delivered a robust defence of peer-to-peer lending this weekend, declaring it 'less risky than the stock market' and comparing the new generation of lenders to Google for their innovative potential.

Ms Farnish also criticised the management of troubled retailer BHS this morning, for failing to manage the company's finances and balance their responsibilies to customers, pensioners and shareholders. 

Tandem: A Bank Built For Two?

Tandem logo

Tandem Bank is good at wooing the crowd. A few weeks ago it turned a pub into a bank, to make a point about how bad banks are at customer service. Then it announced it was giving free shares to customers in exchange for advice.  But is it it a good investment?

Where do 'challenger banks' like Tandem fit into the alternative finance landscape. Banks and start-ups are becoming allies, so what is it that makes it a bank, rather than a Fintech company?

Top Reasons Angels Invest

two angels unfurling a scroll

Crowdfunding allows small investors to invest in startup equity, and, in many cases to get the same reward for the same risks. How do you think like an angel? New research by Propel(x), a  platform that helps business angels discover and invest in biotech, medicine and information technology, quantifies what motivates angels, the reasons they invest and the things they look for.

We can't teach you to think like an angel, but if you want to know what the angels are thinking, this'll get you started.

Mixed Messages From Government on Peer-to-Peer

traffic sign says Entrance Only - No Entry

We're reading confusing reports from the Ministry of Mixed Messages (a.k.a. the Whitehall Civil Service) this morning. The taxman is wondering how to tax interest on peer-to-peer to lending, and could impose costly system changes on platorms.  HM Treasury meanwhile, is wondering what to do about encouraging savers to put more money into IFISAs