Flaws In US P2P Lenders' Business Models

New York skyline at night

The financial press is asking difficult questions about US marketplace lenders' business models. Are Wall Street's favourites heading for a fall? What does that mean for the UK peer-to-peer lenders?

Another Crowd unpicks the Financial Times' 'doomsday extrapolations' and concludes the typical British SME could teach America's banking sector a few lessons in how to run a business.

Do Your Due Diligence, Says Crowd Sector CEO

Photograph of Gary Robins

Equity crowdfunding is doing extremely well in the UK, but that's no excuse to let standards slip, says Gary Robins. The founder and CEO of Growthdeck, which launched in January, is on a mission to raise standards in the sector.

The speed and low cost of crowdfunding platforms are impressive, but what benefit is a cost base without a profitable exit?

Equity for Apps: Seedrs Spies Trend

A clock in front of an office building.

Crowdfunding platform Seedrs sees a growth market in app-makers raising equity. Smartphone apps meet the needs of time-poor people who value instant access to information on the go.

"Many of us simply don't have the same amount of spare time that we used to have" said Seedrs founder Jeff Lynn, discussing the results of a survey conducted on the Seedrs own community.